Lou Beaird Coaching
Lou Beaird Coaching
Helping families get out of debt, stay out of debt and change their Family Tree!
  1. Budget Resolutions
    18 Jan, 2017
    Budget Resolutions
    Did Christmas leave you broke? Will you be paying off the last minute wish list additions and stocking stuffers until June or later? It might be time to take a look at your financial picture. Looking ahead to a brighter financial future may involve an introspective look into your money habits. Ask yourself a blunt question: Are your habits making you richer or poorer? Maybe, it’s time to do something about it. I can help you!! But if you want some tips to start on -- let’s look at a few
  2. Cause of Debt
    03 Aug, 2016
    Cause of Debt
    The Average American Household Debt is $5,700. The average debt for “balance-carrying” households is $16,048, according to ValuePenguin.com They also report 38.1% of all households carry some sort of credit card debt. Why so much debt? There are a lot of reasons we find ourselves owing money. The Cause of Debt list below is accumulated from various sites online. Having some insight into why we have debt can help in reversing this predicament. "Understanding debt and it's underlying causes is
  3. Busy, Busy, Busy...
    26 Jul, 2016
    Busy, Busy, Busy...
    Do you wear your "busy-ness" like a badge of honor? "I'm just too busy!" We've all said it, but did you know you have the same amount of hours in the day as were given to Leonardo da Vinci, Helen Keller, Michelangelo, Mother Teresa and Albert Einstein? Are we really short on time, or is it that the task before us is not what we want to do?  Wouldn't you agree, we make time for the things that we consider most important?   Maybe this is just procrastination, putting off to tomorrow what you
  4. Beat the System: How to Save on Antivirus Protection
    12 Jul, 2016
    Beat the System: How to Save on Antivirus Protection
    I admit it. I scrutinize every purchase I make. I can’t help myself. I may even have been accused of going a little overboard. But, you decide: I compare the cost of toilet paper per square on competing websites. There I go showing my “crazy”! The result though? I found another unexpected way to save you money My latest price obsession: computer antivirus protection. You may already be aware that Norton charges more to renew your existing subscription than to purchase a new one. By the end of
Certified by Dave Ramsey, I have been coaching families out of debt since 2005. A financial coach can help you...
  • Navigate through a financial crisis
  • Build a working budget
  • Eliminate debt
  • Establish a plan for retirement and college
  • Evaluate spending habits
  • Establish an emergency fund